Van operators are being urged to check vehicle signage or branding is recorded as a modification on their insurance policy or risk voiding their cover.
Insurance comparison website Quotezone.co.uk says many van operators are unaware that their van’s branding falls into the modification category on current policies, alongside items such as spoilers and alloy wheels.
Drivers need to keep their insurance provider up to speed with any modifications, including newly added branding or signage, because those modifications can sometimes change the van’s risk profile, it says.
Signage or branding on a van, for example, might increase the risk of a break-in if thieves think valuable equipment or tools might be stored in the vehicle.
In addition, if the vehicle is ever involved in an accident the cost of repairing or replacing the signage might increase the overall cost of repairing the van.
The insurance comparison website advises van owners to make sure forms are correctly answered when taking out a new policy, inform their existing provider if signage or a vehicle wrap is added after the policy was taken out, and if in doubt ask the provider.
Greg Wilson, founder of Quotezone.co.uk, said: “It’s worth checking how their insurer views any branding on the vehicle to ensure they’re correctly declaring everything they’re required to declare.”
Making sure the policy is always accurate ensures drivers are protected should they need to make a claim, added Quotezone.co.uk.